First-Time Buyer in 2026: A Realistic Step-by-Step Guide
Buying your first home involves more moving parts than most people expect going in. Here's a realistic, current step-by-step walkthrough - including the…
Marsha Marcus-Kennedy
August 30th 2026
Fixed vs Tracker Mortgages in 2026: Which Makes Sense Right Now?
The fixed-vs-tracker decision always comes down to the same underlying question - do you value certainty over the possibility of a lower rate - but the…
Marsha Marcus-Kennedy
August 28th 2026
How Much Deposit Do You Really Need in 2026?
The honest answer is: considerably less than the traditional 20% many people assume, though the size of your deposit still meaningfully affects your rate,…
Marsha Marcus-Kennedy
August 26th 2026
Mortgage Affordability Rules Explained: Why the Bank Offers You Less Than You Expect
It's a common and frustrating experience: you expected to borrow a certain amount based on a simple income multiple, but your mortgage offer comes in…
Marsha Marcus-Kennedy
August 24th 2026