Couples and Money: How to Budget Together Without the Arguments
Money is consistently cited as one of the most common sources of tension in relationships - not usually because couples disagree about the numbers, but…
Marsha Marcus-Kennedy
August 30th 2026
The Sinking Fund Method: Budgeting for Irregular Costs Like MOTs and Car Tax
Irregular costs - an MOT, car tax renewal, a boiler service, back-to-school spending - are individually predictable but collectively easy to be caught out…
Marsha Marcus-Kennedy
August 28th 2026
How to Budget on a Variable or Freelance Income
Standard budgeting advice assumes a predictable monthly salary - a poor fit if you're self-employed, freelance, or on a variable-hours contract. Here's a…
Marsha Marcus-Kennedy
August 26th 2026
How Much of Your Income Should Go on Housing in 2026?
The old rule of thumb - spend no more than roughly a third of your income on housing - was developed in a very different cost environment. Here's how it…
Marsha Marcus-Kennedy
August 24th 2026
The Anti-Budget: A Simpler System for People Who Hate Spreadsheets
Not everyone wants to categorise every transaction or maintain a detailed spreadsheet - and for a lot of people, that friction is exactly why traditional…
Marsha Marcus-Kennedy
August 22nd 2026
Zero-Based Budgeting: Does It Work on an Average UK Salary?
Zero-based budgeting - giving every single pound of your income a specific job before the month begins - has a reputation for being intense,…
Marsha Marcus-Kennedy
August 20th 2026
The 50/30/20 Rule, Rebuilt for UK Salaries in 2026
The 50/30/20 rule - 50% needs, 30% wants, 20% savings - is one of the most widely cited budgeting frameworks, but it was popularised in a very different…
Marsha Marcus-Kennedy
August 18th 2026